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Payday Loans in Durham

Durham, North Carolina is considered by many as one of the best places in the country to live. There are world-class restaurants, excellent shopping opportunities, historical attractions and many other things to do. Duke University, which is near Durham, ranked as one of the best colleges in the United States, and the area is known for its advances in technology, such as medicines and education. The city also has many jazz festivals and symphony concerts throughout the year; therefore, the cultural opportunities in Durham are endless. However, challenging situations can arise without warning when you have bills piling up and you need money fast. To get the relief that you need, it might be wise to turn to Durham payday loans. You can receive a short-term loan to pay off things, such as medical bills, car repairs, the mortgage or any other thing that you need. When you receive a payday loan, the lender will give you the money, and you will pay it back the next time that you get your paycheck.

You should look for lenders online and compare rates. Rates among lenders will vary; therefore, you need to research your options and find a company that will give you the lowest rates. One of the best things about payday loans is that they are quick and easy. You could have the money in your account by the next business day. In order to apply for a loan, you must be at least 18 years of age and have a valid checking account. In addition, you must have a steady source of income. There are some companies that will give you a loan that requires no faxing. Therefore, you will not be required to fax any documents to the lender. The application process only takes a few minutes, and little to no paperwork is required.

Do not let your bad credit keep you from applying for a cash advance, as most lenders do not even check your credit. The main thing that lenders care about is if you can pay off the loan. They will just withdraw the money from your checking account after you receive your paycheck. Payday loans are normally for a period of two weeks to one month. After you are approved for a loan, the money will be directly deposited into your account. It is as simple as that. The amount that you can receive for a payday loan will depend on your income. Cash advances normally range from $100 to $1500. It is important for you to read the terms and agreement of the loan, so you will know exactly what to expect. The interest rates will be a little higher than regular loans because no collateral is involved. You also need to ask about the penalties if you cannot pay the loan on time.

Customer Statistics

Requested Amount

Average requested loan amt


Total Durham population


Average annual income

$25,113 yr

Average customer age

33 years of age
Top 3 Financial Institutions
  • Bank of America
  • SunTrust
  • RBC Bank
Top 3 Employers
  • Duke University and Medical Center
  • IBM
  • GlaxoSmithKline
Own vs. Rent

Percentage of users that own their home vs. those who rent.

Durham Own vs. Rent
Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Durham Checking vs. Savings
Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

Durham Employment vs. Benefits
* Statistics derived from private sources and the Census Bureau.

Durham Cash Advance Store Locations

If you are looking for cash in a hurry, we consider visiting a Durham payday loan store or considering an online cash advance. Either option can help you get cash quickly with little effort. For more information, call or visit a location nearby. For faster service, consider an online payday loan and begin the application form located on this page. It has never been easier to get the cash you need quickly!

A 1 Check Cashing Inc

2334 Guess Rd
Durham, NC 27705

Abc Check Cashing

1209 University Dr
Durham, NC 27707

Ace Cash Express

1100 N Miami Blvd # 109
Durham, NC 27703
(919) 682-2977

Advance America

3500 N Roxboro St # 44
Durham, NC 27704

Credit Unions

If you haven't experienced the ease and flexibility of a credit union, we encourage you to visit one of the local branches listed below. We have done the homework when it comes to Durham credit unions and are confident you will find welcome respite from large banks. At a credit union, you are a member and part owner. This translates to a higher level of customer service and control over your financial portfolio. Contact or visit a branch near you today!

Coastal Federal Credit Union

5316 Page Road
Durham, NC 27703
(919) 420-8000

Duke University Federal CU

2200 West Main Street
Durham, NC 27705
(919) 684-6704

RTP Federal Credit Union

4220 Apex Highway
Durham, NC 27713
(919) 361-3514

Self Help Credit Union

301 W Main St, Ste 301
Durham, NC 27701
(919) 956-4400

Vision Financial Federal CU

214 Pacific Avenue
Durham, NC 27704
(919) 477-0696

Economic Assistance

If you are in need of career counseling or job placement services, look no further. The following organizations are committed to helping you find financial relief in your area. Call or visit anyone of the locations listed below for further assistance. Life is too short to spend it worrying about your financial future. The time to take control is now!

Employment Solution

1000 Park Forty Plz, Ste 300
Durham, NC 27713
(919) 547-7151

Labor Finders

1105 University Drive
Durham, NC 27707
(919) 402-8030

Labor Works

715 North Mangum Street
Durham, NC 27701
(919) 687-0477

Technical Services Inc

2402 Reichard Street
Durham, NC 27705
(919) 620-8909

Two Hawk Employment Services

1426 E Nc Highway 54, Ste A
Durham, NC 27713
(919) 806-2339


Payday Loan Locations