Frequently Asked Questions

What is a payday loan or a cash advance?
A payday loan provides a person with cash in advance. A payday loan can be provided for those who are facing financial hardships or those who are looking to receive cash before an actual paycheck. Payday loans are protected against a future source of income such as a paycheck or a government payment.

How can I get qualified?
These are the typical requirements from many payday lenders:

- Maintain a job or a regular source of income
- Have a monthly income is at least $1000
- Have an active checking or savings account
- Beat least 18 years old as well as a United States Citizen

Please note that additional requirements may apply depending on which lender you choose.

How long does it take to get a payday loan?
With Easy Online Payday Loan, applicants should receive approval shortly after they complete the online form. Following this, funds will be electronically transferred into your back account on the next business day if approved.

What if my credit is bad or I’ve filed for bankruptcy?
Since payday loans are completely secured against your paycheck most people will have an easy time qualifying for a loan. Whatever your financial situation might be, there is a good a lender will work with you.

How safe is it to apply for payday loans online?
Completely safe. Do visit our security page for more information on this subject.