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Winston-Salem Payday Loans

The largest city in Forsyth County, NC and one of the most livable communities in the region, Winston Salem is steeped in history and culture. Often referred to as the "Twin City", the town was originally named by Count Zinzendorf of the Moravian church. The nearby community of Winston was named for the Revolutionary War hero Joseph Winston, and eventually the two villages merged to form what is today a city thriving in its economic industry, as indicated by the presence of Wachovia Bank and Trust, R J Reynolds Tobacco Company and a number of successful textile firms. The favorable climate is another reason people choose to live in the northwest sector of the Carolina piedmont. Semi-humid summers and moderately cool winter temperatures make Winston Salem comfortable year-round, and the long growing season makes for exceptional harvests in the region. But even in the progressive communities such as Winston Salem there is always the threat of hard times for those struggling to make a living. Today's tough economic outlook has forced many to spend wisely, and the rising unemployment rate nationwide has been felt in the Twin City, mostly in the form of unpaid bills, the inability to cover expenses like medical procedures and of course the inevitable car breakdowns.

One of the ways in which many are overcoming their temporary cash shortfalls is to take out a convenient cash advance. Payday loans in Winston Salem are easy to apply for in person or online, the repayment plans are often flexible and there are no hidden charges when utilizing this method of securing much needed cash in a financial emergency. Winston Salem payday loans are attractive because the credit score of the individual is not affected, nor is it considered when an application is made. The idea is a simple one: the borrower's income from work or other source is used as security for the loan, and the repayment is a one-time procedure that involves a single finance charge, known ahead of time by the borrower. This fee is considered as interest and the charge does not increase over time. Most cash advance loans of this type are for a short period ranging from 7-31 days, and it is assumed by the lender that the loan can be repaid in full after one of the next two dates on which the applicant is paid by his or her employer. Instead of going to the bank, waiting in line forever to speak with a loan officer and probably being denied a loan, or at least being told that there will be a long wait for approval, consider the advantages of obtaining a Winston Salem payday loan.

The application takes only minutes, there is no credit check, and the borrower needs only to provide proof of income, residency and the holding of a bank account. The funds can be transferred directly to the checking account of the borrower and the withdrawal is likewise automatic. Nothing could be simpler. These loans can be arranged online, meaning the borrower never has to leave his or her home in order to receive the funds they need. And there is no obligation to accept any offer of credit, meaning an individual can look over the repayment options, the attached interest rate and make a decision after being approved. If you live in the Winston Salem area and are being forced to make some tough choices when it comes to spending, consider a cash advance solution. For a one-time fee you can take care of that financial emergency and get back to doing what you want, without the worries that accompany a cash shortfall. You are a proud resident of this community and should be able to receive the help you need when the going gets just a bit tough. Fill out the handy application form and find out how easy it is to obtain this kind of short-term financing.

Customer Statistics

Requested Amount

Average requested loan amt


Total Winston Salem population


Average annual income

$24,809 yr

Average customer age

34 years of age
Top 3 Financial Institutions
  • Wachovia
  • Bank of America
  • First Citizens Bank
Top 3 Employers
  • Wake Forest University Baptist Medical Center
  • Novant Health
  • Winston-Salem School System
Own vs. Rent

Percentage of users that own their home vs. those who rent.

Winston Salem Own vs. Rent
Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Winston Salem Checking vs. Savings
Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

Winston Salem Employment vs. Benefits
* Statistics derived from private sources and the Census Bureau.

Winston Salem Cash Advance Store Locations

Finding a cash advance in Winston-Salem has never been easier. For your convenience, we have included a list of reputable payday lenders nearby. We are confident you will find the short-term loan you need. If you desire a quicker alternative, we recommend applying for an online payday loan. Simply begin the form located on this page to get started. Life can be difficult, but getting a payday loan is easy!

Ace Cash Express

1499 New Walkertown Rd
Winston Salem, NC 27101

American Check Cashers

1421 Peters Creek Pkwy
Winston Salem, NC 27103

Cash America Pawn

2828 University Parkway
Winston Salem, NC 27105
(336) 723-1234

Check 'N Go

5033 University Pkwy
Winston Salem, NC 27106

First American Cash Advance

1113 Silas Creek Pkwy
Winston Salem, NC 27127

Credit Unions

If you are tired of dealing with a large bank, it may be time for you to consider switching to a credit union. In addition to having more control over your financial portfolio, you will be met with a high level of customer service. As a Winston-Salem credit union member, you own stake in the organization. Don't wait any longer to experience the ease and flexibility of a credit union!

Allegacy Federal Credit Union

401 North Main Street
Winston Salem, NC 27101
(336) 774-3400

Allegacy Federal Credit Union

251 North Main Street
Winston Salem, NC 27101
(336) 774-3400

Carolina Postal Credit Union

635 Coliseum Dr
Winston Salem, NC 27106
(336) 723-1024

Piedmont Aviation CU

3810 North Liberty Street
Winston Salem, NC 27105
(336) 776-1700

State Employee's CU

134 South Stratford Road
Winston Salem, NC 27104
(336) 722-9292

Summit Credit Union

2283 Cloverdale Avenue
Winston Salem, NC 27103
(336) 722-3065

Truliant Federal Credit Union

893 North Liberty Street
Winston Salem, NC 27101
(336) 659-1955

Winston-Salem City Empl CU

711 East Salem Avenue
Winston Salem, NC 27101
(336) 727-2663

Economic Assistance

Many people have found themselves in need of economic assistance over the last few years. Don't let market fears and depressing headlines keep you from achieving your dreams. The following job placement companies can help you get back to work. Simply call or visit your nearest location to get back on the road to recovery.

Career Connections & Prosperity Center

2760 Peters Creek Parkway
Winston Salem, NC 27127
(336) 788-4965

Career Connections Center

2701 University Parkway
Winston Salem, NC 27105
(336) 724-3625

Express Employment

3183 Peters Creek Pkwy, Ste C
Winston Salem, NC 27127
(336) 788-0888

Hiremark Staffing Solutions

2000 W 1st St, Ste 412
Winston Salem, NC 27104
(336) 777-1938

Labor Finders

627 East Sprague Street
Winston Salem, NC 27107
(336) 788-0056

Professionals In Transition

690 Coliseum Dr NW
Winston Salem, NC 27106
(336) 757-1099

TVG Staffing Solutions

203 S Stratford Rd, Ste B
Winston Salem, NC 27103
(336) 602-2039

Universal Possibilities LLC

380-H Knollwood Street #256
Winston Salem, NC 27103
(336) 407-3828

Winston Personnel Group

253 Executive Park Boulevard
Winston Salem, NC 27103
(336) 768-4040

Work Family Resource Center

313 Indera Mills Ct
Winston Salem, NC 27101
(336) 761-5100


Payday Loan Locations