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Charlotte Payday Loans

As the city with the 17th largest population of any city in the United States, Charlotte is definitely a city with one of the most diverse sets of individuals in the world. The city of Charlotte is home to Bank of America as well as the professional sports teams the Charlotte Bobcats of the National Basketball Association as well as the Carolina Panthers of the National Football League. The city is also home to the NASCAR Hall of Fame. As the second largest banking center in the world outside of New York, Charlotte is home to many small businesses. However, as many of the banks there are centered around doing global business, many small businesses and individuals go ignored when they need small loans. To fill this hole, there is a large payday industry in Charlotte. Though it is easy to find financial solutions in Charlotte, it is harder to find a company that has a reputation that you would want to deal with. However, there are many regulatory entities within Charlotte as well as plenty of online reviews with which a person could properly vet the financial lender that he or she chose to use.

Many people use the flexible payday loans in Charlotte to improve their long term credit scores. As Charlotte payday loans have special programs for those with bad credit or no credit, some people are prone to using these types of companies to help build their credit before a large asset purchase, a strategy that has saved many people tens of thousands of dollars in interest and fees. Some people even use the flexible cash advances to save themselves interest in the short term by paying off monthly payments at once, using the lower and more flexible rate of the loan to save themselves money on the interest payment. Charlotte is home to some of the most imaginative and forward thinking loans packages for individuals and small businesses in the world.

Another way that many people use the payday loan in Charlotte is to keep from having to give up long term assets to creditors who call in loans for businesses. As terms expire, people who are just a little behind on their bills and debts to others can request a payday bridge loan that can keep the creditors from coming due on their debts and taking long term assets which would continue to provide revenue for that borrower. As there are many ways that people use the small business and personal individual loan business in Charlotte, there are many other types of loans that are often used. The bottom line is that the short-term loan industry is centered around the individual and the small business, which means that the policies are generally more flexible towards small borrowers.

Customer Statistics

Requested Amount

Average requested loan amt


Total Charlotte population


Average annual income

$37,690 yr

Average customer age

33 years of age
Top 3 Financial Institutions
  • Bank of America
  • Wachovia
  • Wells Fargo
Top 3 Employers
  • Carolinas Health Care System
  • Wells Fargo
  • Bank of America
Own vs. Rent

Percentage of users that own their home vs. those who rent.

Charlotte  Own vs. Rent
Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Charlotte  Checking vs. Savings
Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

Charlotte  Employment vs. Benefits
* Statistics derived from private sources and the Census Bureau.

Charlotte Cash Advance Store Locations

Most Charlotte cash advance shops make it easy to request the money you need to pay for unexpected expenses. Many local cash advance stores use the Internet to streamline the lending process. That's why the payday loan experts at www.easyonlinepaydayloan.com have made it easy to locate reputable lenders in Charlotte. The following is a list of reputable Charlotte payday loan providers who would be glad to help you get the quick cash you need to meet life's emergencies. Give one of them a call to see how they can help you get the emergency cash you need today or simply fill out the online form on this page.

Ace Cash Express

1603 South Blvd
Charlotte, NC 28203

Aces Trash To Cash

7127 Old Statesville Rd
Charlotte, NC 28269

Advance America

3124 Eastway Dr # 550
Charlotte, NC 28205

Advance Til Payday

5461 Wilkinson Blvd
Charlotte, NC 28208
(704) 395-0122

Liberty Check Cashing

3201 Beatties Ford Rd
Charlotte, NC 28216

Credit Unions

If you feel like you could use a new approach to the banking system, we recommend that you check out a Charlotte credit union. Credit unions in Charlotte are different because they are owned and operated by members. As a member, you have much further control over your wealth. Furthermore, Charlotte credit unions offer competitive lending options and great interest rates! Request one at your earliest convenience.

Charlotte Metro Federal CU

2732 Ashley Road
Charlotte, NC 28208
(704) 375-0183

First Legacy Community CU

431 Beatties Ford Road
Charlotte, NC 28216
(704) 375-5781

Self-Help Credit Union

926 Elizabeth Avenue
Charlotte, NC 28204
(704) 332-1514

State Employees Credit Union

8605 University City Boulevard
Charlotte, NC 28213
(704) 549-5822

Truliant Federal Credit Union

400 S Tryon, Ste M8
Charlotte, NC 28285
(704) 522-1955

Economic Assistance

Are the headlines in the daily news getting you down? Does an overview of your finances cause you continual worry and anxiety? Fear no more, there is fantastic assistance available in Charlotte! We have found several economic assistance foundations that specialize in helping you get back on your feet and on the path to recovery. Do not wait a minute longer to start rebuilding your portfolio and experiencing much needed improvement. The moment to solve your financial worries once and for all is right now!

Adecco Employment Services

201 S College St, Ste 290
Charlotte, NC 28244
(704) 334-2342

Integra Staffing & Search

4601 Charlotte Park Dr., Ste 150
Charlotte, NC 28217
(704) 527-9191


1001 Morehead Square Dr, Ste 600
Charlotte, NC 28203
(704) 374-0001

Signature Consultants

128 South Tryon St, Ste 850
Charlotte, NC 28202
(704) 334-0119


101 North Tryon Street
Charlotte, NC 28246
(704) 366-1800


Payday Loan Locations