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Minneapolis Payday Loans

Minneapolis or the "City of Lakes," as it is nicknamed, lies on the banks of the Mississippi River. It is interspersed with over twenty lakes, marshes, water lands, creeks and streams, which makes Minneapolis a city where water sports are abundant. There are bike paths, boating facilities, and there is even the Minneapolis Streetcar Museum. You can ride a trolley between Lake Calhoun and Lake Harriet. Minneapolis has 390,000 residents of all ethnic backgrounds and income levels. As in most major cities in the U.S., the recession has hit Minneapolis hard, with many people wanting to qualify for loans but not being able to. Because the loan industry is to restricted, a potential borrower needs near-perfect credit to get a loan from a bank or credit union. There is good news, however, for people with no credit or bad credit. Minneapolis payday loans (which are the same as cash advance loans) is a place to find a better way to borrow. Cash advance lenders do not even run a credit report on potential borrowers.

All an interested person needs to do is fill out an online application and submit it. The loan broker will review the application and submit it to several lenders who may be able to help the applicant. Once the loan broker works out the details with the lender for that particular borrower, the applicant is notified. Sometimes approval only takes minutes. Then the borrower forwards the lender his or her checking account information. The cash is deposited into the borrower's checking account, usually, the same day, and the borrower is free to use it for whatever he or she wants. The loan becomes due and payable in 14 days or on the borrower's next payday, depending upon the lender. Once the loan and fees clear, the borrower is welcome to take out another cash advance loan. If a borrower is unable to pay back the loan when it is due, he or she can notify the lender that he or she would like to extend the loan and pay just the fees. The loan amount is rolled over for two more weeks.

Minneapolis payday loans are easy to qualify for. All that a borrower needs is an active checking account and a job where he or she is making at least $1,000.00 per month. The borrower also needs to be at least 18 years old and be a U.S. citizen. So now if a bill is for a higher amount than usual, or if a person needs emergency money for medical or dental care, there is an easy way to borrow the money. Minneapolis payday loans are available in amounts from $100.00 to $1,500.00, depending upon a borrower's income. Minneapolis residents who are living on a fixed income, such as Social Security benefits or a pension, may also qualify for a cash advance loan. People with less-than-perfect credit deserve to borrow via payday loans in Minneapolis just as much as people with no blemishes on their credit reports. The economy has left most people strapped for cash, and when something unexpected comes up, no longer do they have to feel frustrated. Cash advance loans in Minneapolis are excellent loans of last resort. Now getting a loan is fast and easy for everyone.

Customer Statistics

Requested Amount

Average requested loan amt


Total Minneapolis population


Average annual income

$28,857 yr

Average customer age

31 years of age
Top 3 Financial Institutions
  • US Bank
  • Northeast Bank
  • Thrivent Financial
Top 3 Employers
  • Target Corporation
  • University of Minnesota
  • Allina Health System
Own vs. Rent

Percentage of users that own their home vs. those who rent.

Minneapolis Own vs. Rent
Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Minneapolis Checking vs. Savings
Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

Minneapolis Employment vs. Benefits
* Statistics derived from private sources and the Census Bureau.

Minneapolis Cash Advance Store Locations

When you need cash in a hurry, it might be time to consider a short-term loan option. Cash advances in Minneapolis are easy to qualify for. Simply call or visit any of the locations below for more information. If you prefer a faster option, consider applying for an online cash advance on this page. Either way, it is extremely easy to get the money you need upfront.

Blue Knight Cash Svc

4005 Pheasant Ridge Dr Ne
Minneapolis, MN 55449

Brooklyn Park Check Cashers

6319 Zane Ave N
Minneapolis, MN 55429

Butler Check Cashing

812 E Lake St
Minneapolis, MN 55407

Cash Systems

3551 Lyndale Ave S
Minneapolis, MN 55408
(612) 824-7477

Cashway Checking

127 Willow Bnd
Minneapolis, MN 55428
(763) 537-4600

Fast Cash Check Cashing

2761 Winnetka Ave N
Minneapolis, MN 55427
(763) 546-0443

Kwik Cash

2211 Central Ave Ne
Minneapolis, MN 55418

Luck E Cash

430 1st Ave N
Minneapolis, MN 55401
(612) 455-2802

Mbpa Quick Cash

1818 Lowry Ave N
Minneapolis, MN 55411

Metro Check Cashing Svc

3207 Penn Ave N
Minneapolis, MN 55412

Minnesota Currency Exchange

7646 Brooklyn Blvd
Minneapolis, MN 55443

Money Center

6525 Nicollet Ave
Minneapolis, MN 55423

Money Xchange

12 E Franklin Ave
Minneapolis, MN 55404

Payday America

8650 Lyndale Ave S
Minneapolis, MN 55420

Payday Of Minnesota Inc

7901 Xerxes Ave S # 108
Minneapolis, MN 55431

Sjb Enterprise Inc

10553 University Ave Ne
Minneapolis, MN 55434

Un Bank

17 N 7th St
Minneapolis, MN 55403

Your Exchange

3023 Coon Rapids Blvd Nw
Minneapolis, MN 55433
(763) 862-8066

Credit Unions

When you are tired of your current banking institution and you are looking for a change of pace, why not consider a credit union in your area? There are plenty of them around, as you can see from our directory listings below. At a credit union, you are a member, not a customer.

Spire FCU

3117 University Ave SE
Minneapolis, MN 55414
(651) 215-3500

Star Choice Credit Union

425 Portland Avenue
Minneapolis, MN 55488
(612) 673-4523

Teacher Federal Credit Union

6500 Olson Memorial Highway
Minneapolis, MN 55427
(763) 544-1517

Wings Financial

913 East Franklin Avenue
Minneapolis, MN 55404
(952) 997-8000

Economic Assistance

When times are tough, many people need assistance. The economy is unpredictable, but that doesn't mean you need to worry. You have all the help you need with competent career placement counselors in your area. Call or visit any of the organizations below to get back on the road to success. We are confident you will get the help you need!

Dolphin Staffing

17 Washington Avenue North, Ste 500
Minneapolis, MN 55401
(612) 338-7581

East Side Neighborhood Services

1700 Northeast 2nd Street
Minneapolis, MN 55413
(612) 781-6011


222 South 9th Street, Ste 290
Minneapolis, MN 55402
(612) 375-9200

Sapphire Technologies

100 North Sixth Street, Ste 405B
Minneapolis, MN 55403
(612) 332-8700


Payday Loan Locations