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Richmond Payday Loans

One of the most historic cities in the U.S., Richmond, VA is steeped in culture and is a favorite destination for tourists. From its beginnings as a tobacco farm in the early 17th century, the town grew quickly and the agricultural trade boomed. Richmond became the capital city of the fledgling Virginia Commonwealth during the American Revolution and since then has seen a steady growth of industry and commerce. The subtropical humid climate is responsible for the agricultural success of the region, and the short, crisp winters means that tourism is alive and well the year round. The headquarters of such Fortune 500 companies as Owens & Minor, Genworth Financial and Dominion Resources, Richmond is also noted for the presence of Philip Morris and Capital One. The ever-changing downtown landscape is testament to the continued economic success of the region, and the crowded hotels are proof that the visitor's bureau is kept busy. Many come to Richmond on vacation and delight in the famous landmarks, including the Jefferson Davis Monument, the State Capitol, St. John's Church and the Edgar Allen Poe Museum.

The city's proximity to Washington DC, the Hampton Roads metro area and of course the Atlantic coast has made Richmond a favorite destination for those wanting to spend time exploring this section of the country. Despite the beauty of the region and the promising economic climate in and around the city, many residents of Richmond still find themselves struggling to make ends meet. Because of the continued problems with the national economy and the many job layoffs, people are finding it more and more difficult to cover themselves financially when an emergency hits. If you are one of those who wonder how to pay for an unexpected repair bill, a medical expense or replacement of a worn out appliance, a cash advance may be your best solution. Many short-term lenders offer payday loans in Richmond, operating physical store locations or conducting business online. These specialized lenders do not concern themselves with current or past credit problems of the borrower, but instead use the proof of an income as security for the loan. And income can be from an employer, a government benefit, other source or a combination.

If considering Richmond payday loans, borrowers should understand that these types of agreements do not accrue interest if paid back on time; all fees are known at the time the contract is signed. If a lender charges 15 percent interest on a $300 loan, it means the repayment amount will be $345, no more and no less. One of the best features about cash advances is that the entire request can be completed online in just a few minutes. Borrowers need only provide proof of their identity, their income and show that they have an active checking account. Funds are transferred less than one day after approval and the customer need never leave home to have the money deposited into their account. Before taking out a payday loan in Richmond, borrowers are strongly advised to read the agreement carefully, especially the sections pertaining to repayment. Some lenders are flexible in this respect, but most will have an actual repayment date shown, based on the next anticipated pay date at the borrower's place of employment. Generally these loans are made for a period of between 7-31 days only. You have chosen to live and work in Richmond, and having called the city home for a period of time you feel that you are indeed a part of the community fabric. Now is the chance to get a little help in return when times are tough. Lenders are available now to help you get through a sticky situation, and short term loans such as these are often the best possible way to get that bill paid and move on with your normal routine.

Customer Statistics

Requested Amount

Average requested loan amt


Total Richmond population


Average annual income

$31,906 yr

Average customer age

34 years of age
Top 3 Financial Institutions
  • SunTrust Bank
  • U.S. Bank
  • Wells Fargo Bank
Top 3 Employers
  • Capital One Financial Corp
  • VCU Health System
  • HCA Inc.
Own vs. Rent

Percentage of users that own their home vs. those who rent.

Richmond Own vs. Rent
Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Richmond Checking vs. Savings
Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

Richmond Employment vs. Benefits
* Statistics derived from private sources and the Census Bureau.

Richmond Cash Advance Store Locations

Finding a cash advance in Richmond is easy thanks to the many different options in your specific area. We have listed some of the most popular places to get a loan nearby, and encourage you to contact one if you desire personalized service. For a quicker short-term solution, consider an online Richmond cash advance from one of our handpicked lenders. Simply begin the form located on this page.

A C E America's Cash Express

1272 Concord Ave
Richmond, VA 23228

Advance America

11214 Patterson Ave
Richmond, VA 23238

Advance Cash Til Payday

4311 Nine Mile Rd
Richmond, VA 23223

Business Cashflow Solutions

720 Lemoine Ln
Richmond, VA 23236

Cash 2u

4920 W Broad St
Richmond, VA 23230

Cash Advance Ctrs

4924 Chamberlayne Ave
Richmond, VA 23227

Check 'N Go

9041 W Broad St
Richmond, VA 23294

Check City

4708 Jefferson Davis Hwy
Richmond, VA 23234

Check Into Cash

4738 Finlay St
Richmond, VA 23231

Credit Unions

If your bank is leaving much to be desired, why not consider switching to a Richmond credit union? Unlike traditional institutions, credit unions offer unparalleled flexibility when it comes to personal finances. To aid you in your search for a better banking situation, we have included a list of credit unions in your area.

Connects Federal Credit Union

7700 Shrader Road
Richmond, VA 23228
(804) 756-5000

Entrust Federal Credit Union

1801 Dabney Road
Richmond, VA 23230
(804) 353-8012

New Generations Federal CU

1700 Robin Hood Road
Richmond, VA 23220
(804) 359-8754

Richmond Heritage Federal CU

50 West Commerce Road
Richmond, VA 23224
(804) 233-8872

Virginia Credit Union Inc

101 North 14th Street, Ste B
Richmond, VA 23219
(804) 225-3178

Economic Assistance

The economy can be dramatically unpredictable and ominous. Consider your options when it comes to finding relief. We have published a listing of popular career counseling and job placement services that are committed to helping you get back on your feet. We encourage you to examine your options and make the decision to take control of your financial future once and for all.


2235 Staples Mill Rd, Ste 410
Richmond, VA 23230
(804) 205-3820

Exclusive Staffing

411 E Franklin St, Ste 501
Richmond, VA 23219
(804) 644-1808

Labor Ready

1326 West Broad Street
Richmond, VA 23220
(804) 353-2882


901 E. Byrd Street, Ste 1750
Richmond, VA 23219
(804) 783-8810

Select Staffing

3228 W. Cary Street, Ste "A"
Richmond, VA 23221
(804) 358-1901


Payday Loan Locations