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Rochester Payday Loans

Rochester is situated on the Zumbro River and is the third largest city in Minnesota. While in town, you can visit the Quarry Hill Nature Center, go to the Historic Chateau Theater or visit the Rochester Art Center. The city is also home to the Apache Mall, which contains excellent shopping opportunities. In Rochester, you are not required to pay sales tax on clothing. The well-known Mayo clinic is located in Rochester. Unfortunately, the city has not been without adversity. In 1883, a devastating tornado leveled much of the city, leaving 37 dead and many more injured. However, the people of Rochester were resilient and they overcame the difficult times.

The strong character of the citizens of Rochester can still be tested when tough financial times arise. You face mountains of debt with no end in sight. Therefore, Rochester payday loans might be the solution to your problem. A payday loan, or cash advance, is a short-term loan in which you will repay the next time your paycheck arrives. One of the best things about a cash advance is that they can be delivered electronically, so you can get the funds you need quickly. To qualify for payday loans in Rochester, you must be at least 18 years of age and have a valid checking or savings account. You must also be a citizen of the United States and have a steady source of income.

Cash advances normally range from $100 to $1000. Because these loans are riskier, the interest rates are higher than traditional loans. You can use our simple application form located on this page to find the top price. It is important that you make sure you choose a reputable lender whom you can trust. Make sure you read the terms and agreements of the loan, so you will know what to expect. Most payday loans in Rochester are repaid within two to four weeks. If you cannot pay the loan when it is due, an extension may be granted, depending on the lender's conditions. After your loan is paid in full, you are free to apply for another loan if you wish. Do not apply for more money than you have, or you could wind up in further debt. After being approved for a cash advance, you should have the money within your checking account quickly. Most lenders will just deposit the money straight into your account. You can then get some quick cash and find some relief from your financial problems.

Customer Statistics

Requested Amount

Average requested loan amt


Total Rochester population


Average annual income

$32,450 yr

Average customer age

35 years of age
Top 3 Financial Institutions
  • Olmsted National Bank
  • Think Mutual Bank
  • Home U.S. Bank
Top 3 Employers
  • Mayo Clinic
  • IBM Corporation
  • Rochester Public Schools
Own vs. Rent

Percentage of users that own their home vs. those who rent.

Rochester Own vs. Rent
Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Rochester Checking vs. Savings
Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

Rochester Employment vs. Benefits
* Statistics derived from private sources and the Census Bureau.

Rochester Cash Advance Store Locations

Plenty of people have been negatively affected by the economy as of late. When trying to navigate troubling times, it is important to have options when it comes to your financial portfolio. If you need money in a hurry but don't know where to turn, consider a Rochester cash advance. We are confident you will be impressed by the short-term loan options offered by the businesses below. If you prefer the online route, you can apply for a loan directly on this page!

National Payday & Pawn Co

426 3rd Ave Se
Rochester, MN 55904

Credit Unions

Many people report lackluster customer satisfaction with their current banking institution. If you feel that you fall into this category, it may benefit you to consider switching to a Rochester credit union instead. As a member of a credit union, you are also a part owner. This ensures that you have maximum control over your finances and the overall experience. Consider switching to one of the popular locations listed below for your convenience.

First Credit of Rochester

1245 Eastgate Drive SE
Rochester, MN 55904
(507) 289-2115

Mayo Clinic Employees Credit Union

200 1st Street SW
Rochester, MN 55905
(507) 535-1460

Mayo Employees Federal CU

130 23rd Avenue SW
Rochester, MN 55902
(507) 535-1460

North Central States Regional

6692 10th Avenue SW
Rochester, MN 55902
(507) 424-2665

Economic Assistance

If you need help but don't know where to turn, consider your options. If you are struggling to stay ahead in the unpredictable economic climate, consider enlisting in the help of a career counselor or job placement specialist. The organizations below have helped countless people overcome adversity and get back on their feet when times are tough.

Express Employment

2518 North Broadway
Rochester, MN 55906
(507) 285-1616

Global Employment Solutions

1032 15th Avenue SE
Rochester, MN 55904
(507) 292-6692

Labor Ready

903 6th Street NW
Rochester, MN 55901
(507) 286-1064

Rochester Area Economic Development

220 S Broadway, Ste 100
Rochester, MN 55904
(507) 288-0208


Payday Loan Locations